Gender Discrimination Banned in new Health Care Reform Bill
Did you know that for decades the insurance companies have been getting away with gender discrimination against women? For years the insurance companies have charged higher rates to businesses with female employees. They have also been charging women higher rates than men for the same coverage. A 40 year old woman who has never smoked will pay more for coverage than a 40 year old man who does smoke, per California Rep. Jackie Spear (D).
The insurance companies have also been getting away with denying or cancelling coverage to women for their so-called pre-existing conditions.
1. Women of domestic abuse – denied coverage
2. Women of child bearing age who are potential mothers, pregnant, have been pregnant, and who have had a c-section – coverage is denied or cancelled.
Per the Speaker of the House, Nancy Pelosi, being a woman is a pre-existing condition. There are 45% of women who are uninsured or underinsured, and women pay 48% more for insurance than men. Texas Rep. Sheila Jackson Lee (D) stated that we can declare freedom for women on the passing of this Bill; “Give women affordability and the right of choosing care for the ills of women across America. New York Rep. Carolyn Mahoney (D) stated that due to cost, most women over 50 have not had a mammogram in the last two years, and that only 14 states require maternity coverage and they are only offered by private insurance companies.
Massachusetts Rep. Niki Tsongas – (D) stated that older women depend on their husbands for coverage, but it is lost when the husband loses his job, and 77% of all long term care facility patients are women. Jackie Spear, Rep. California (D) asked “what is a woman worth…..they are worth their elected officials showing some backbone and standing up to the healthcare system”. Rep. Spear also stated that the pharmaceutical company Pfizer had to fight for four years to get contraceptive coverage in California, and they only won after Viagra hit the market and was immediately covered.
This new health care reform Bill will ban all of the gender discrimination practices of the insurance companies. Florida Rep. Corrine Brown (D) stated that this Bill is not perfect, but it is a perfect beginning.
For those who have no insurance and have to pay hospital bills, the difference between the negotiated cost and the actual bill is charged back to the government in which the tax payers end up paying for. Now, how would you vote?